Beneath (2007)

Synopsis: Nora Zehetner, Gabrielle Rose, and Matthew Settle co-star in the direct-to-video horror picture Beneath. The film concerns Christy, a sweet-natured and open-faced young girl who hearkens back to her small-town years after an ugly automobile accident. In that incident, Christy -- as the driver -- caused a wreck that terribly disfigured her older sister. Still traumatized by these events, Christy also suffers from morose apocalyptic visions that seem to be harbingers of future destruction. She must now do everything in her power to prevent the nightmares from materializing.     Source: RottenTomatoes.com